Apply Now
Financial Company in MY

Get Your Cash Loan, Today!

  • Fast Result 3k – 500k
  • 20mins Fast Application Result with Easy document
  • Start from 3.88% a year
Whatsapp Free Apply
Our License： WL2974/14/01-11/270826
About Us

24/7 ONLINE - FREE APPLY

With 46 years experience, we are able to offer a lower % for you.
RM3000 to 500K, Everyone can Apply.
Contact us to discuss, No upfront application fee is required.

Jaya Ringgit Credit Sdn. Bhd. is a licensed moneylender that directly assesses and provides personal financing to eligible applicants. We are not a loan comparison website, lead broker or representative of any bank or government agency.

Cheap & Affordable Plan
2hrs Proccess - Apply & Get Result Today!
Whatsapp Free Apply
Our Services

Affordable & Flexible Solutions For All

Personal Financing

  • Suitable for Loan amount RM3k – RM500k.
  • Use For Any Purpose, Easy Apply Online
Apply Now

For Business

  • Higher Quota & Up to 8 years term
  • Fast Cash Flow Solution for SME
Apply Now

Online Financing

  • Fast Process - Settle Today
  • No upfront application fee is required
Apply Now

Emergency Helps

  • 24 hours Support
  • No Extra Charges for emergency needs
Apply Now
Licensed Financial Company

Easy Approval NO MORE Time-Wasting

Discuss with us now. No need Guarantor/ Collateral. 

Whatsapp Free Consult
Benefits

JAYA RINGGIT CREDIT SDN. BHD.

Lowest 3.88% per year

Get 3.88% Promotion. Compare & Get the Best Offer % from us.

Done in 2 hours

Simple Documents, Fast Result in 2 hours.

Free Consultion & Apply

Get Personalised Solutions for Free. We can help different financial situations.

5-Stars Licensed Company

Fast & Easy. Welcome to Visit our office.

reference

Loan Example Details

Whatsapp Free Apply

Disclosure

Maximum Annual Percentage Rate (APR): 8% per annum
  • Maximum Annual Percentage Rate (APR): 8% per annum
  • Minimum repayment period: 6 months
  • Maximum repayment period: 8 years
  • We do not offer personal loans requiring full repayment within 60 days or less.
  • Malaysian citizen only
  • Minimum Age : 18 years old
  • Applicants must have valid payslips and bank statements. Applications without the required supporting documents will not be processed.

Representative Example

RM3,000 for 12 months

at 4% per annum
  • Total interest: RM120
    Processing fee: RM0
    Other applicable fees: RM0
    Total cost of borrowing: RM120
    Total repayment amount: RM3,120
    Monthly repayment: RM260
  • Actual rates, repayment amounts and eligibility are subject to assessment and final approval.
  • No applicable fees and charges.
Contact Us Now

Free Apply Today✔️

Fill out the form below, our Fast Customer Support will contact you in 15 minutes. Thank You.

 

Email Support

info@ringgitcredit.com

Business Address

No. 44-1, 1st Floor, Jalan Nyonya, Off Changkat Thambi Dollah, 55100 Kuala Lumpur, W.P. Kuala Lumpur.

© 2026 JAYA RINGGIT CREDIT SDN. BHD.

(License: WL2974/14/01-11/270826)

SSM Registration Number: 0054264D / 198001000481

Privacy Policy and Personal Data Protection Notice
Terms and Conditions